Central Directorate of National Savings (CDNS) & SBP BSC
Govt of Pakistan
National Prize Bonds & Savings Portal
Official Prize Bond draw results, downloadable text sheets, annual draw schedules, and complete profit rate guides for Behbood, Defence, Regular Income, and Sarwa Islamic savings certificates.
Active Denominations
6 Official Series
Top Single Prize
Rs. 80,000,000
Top Monthly Certificate
15.36% (Behbood)
Government Guarantee
100% Sovereign
National Savings Investment & Net Return Calculator
Calculate exact monthly or annual in-hand profit after Filer (15%) or Non-Filer (30%) tax deductions.
e.g. 500,000 or 1,000,000
Estimated In-Hand Returns
Net Monthly Income
Rs. 6,400
Net Annual Profit
Rs. 76,800
Gross Annual Profit:
Rs. 76,800
Withholding Tax (WHT):
- Rs. 0
Effective Profit Rate:
15.36% p.a.
* Profit rates are officially determined by Finance Division, Government of Pakistan and are subject to periodic revisions.